Smart Paisa guide

1.Mutual Fund Kya Hota Hai Mutual fund me kai investors ka paisa ek saath invest kiya jata hai aur professional fund manager usse manage karta hai. Mutual Fund ek aisa investment option hai jisme bahut saare log apna paisa ek jagah invest karte hain. Is paise ko professional fund managers manage karte hain aur ise different jagah jaise stocks, bonds aur government securities me invest karte hain. Simple shabdon me bole to Mutual Fund ek pool of money hota hai jisme kai investors ka paisa hota hai aur experts us paisa ko manage karte hain taaki achha return mil sake. Agar kisi ko stock market ki jyada knowledge nahi hai to bhi wo Mutual Fund ke through easily invest kar sakta hai. India me bahut saari Asset Management Companies (AMC) Mutual Funds ko manage karti hain aur investors ko different types ke funds offer karti hain. 2.Mutual Fund Kaise Kaam Karta Hai Mutual Fund ka system bahut simple hota hai. Sabse pehle bahut saare investors apna paisa ek fund me invest karte hain. Fir us f...

  Aaj kal jab bhi insurance ka naam aata hai, dimaag me turant confusion aa jaata hai. Koi bolta hai “term insurance lo, sabse best hai” , to koi kehta hai “savings policy bhi honi chahiye, warna paisa doob jaata hai” . Main khud is confusion se guzra hoon, aur honestly bataun to shuru me mujhe bhi samajh nahi aa raha tha ki kaun si policy mere liye sahi hai . Is blog me main koi policy bechne nahi aaya hoon. Bas apni samajh aur experience share kar raha hoon, taaki agar tum bhi middle-class family se ho, salary limited hai aur future ki tension rehti hai, to tum galat decision na lo . 1. Insurance lene ki zarurat kyun padti hai? Seedhi si baat hai. Insurance ka main kaam hota hai risk cover karna . Socho: Tum ghar ke earning member ho Salary se EMI, ghar ka kharcha, bachchon ki padhai sab chal raha hai Agar kal ko kuch ho gaya, to family ka kya? Isi darr ki wajah se insurance aata hai picture me. Lekin yahin par confusion shuru hota hai: Term Insurance Savi...